San Francisco Uninsured Motorist Accident Lawyers
Making a Claim on Your Policy
If you were in a car accident with an uninsured or underinsured motorist,
you may think you have no recourse for recovering compensation. However,
you may be able to receive compensation from your own auto insurance policy.
Two of the attorneys at Walker, Hamilton & Koenig, LLP began their
legal careers as insurance defense attorneys, so we understand how insurance
companies work. Insurance carrier lawyers often decide on settlement amounts
based on the experience and reputation of the opposing attorney. Our attorneys
are known for their record of winning difficult cases at trial. Insurance
company lawyers know that we don't back down. Please call our office or
contact us online to schedule a free consultation with our San Francisco uninsured
motorist accident attorneys.
State Law Requires Auto Insurance
California law requires that drivers maintain auto insurance in order to
keep vehicles registered with the state. The minimum liability insurance
requirements for passenger vehicles in California are:
- $15,000 for injury/death of one person
- $30,000 for injury/death of more than one person
- $5,000 for property damage
Insurance carriers are required to report insurance status to the state
to try to keep uninsured vehicles off the road. However, this cannot guarantee
that people will not drive if they do not have insurance.
Accidents with uninsured and underinsured drivers can happen for reasons such as:
- Hit-and-run accidents
- Hit by someone with a suspended/revoked driver's license
- Hit by a drunk driver
Auto insurance companies are required to offer drivers an uninsured motorist
insurance (UM/UIM) provision and Medical Payments (Med Pay) coverage with
their policies. If you have purchased this coverage, we can make a claim
on your policy if you are in an accident with an uninsured or underinsured motorist.
Contact a San Francisco Uninsured Driver Accident Lawyer
To schedule a free consultation, please call us today.